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Plain SMS Banking

  • This is the basic method of mobile banking. The communication with an account is carried out by a structured SMS. This functionality is the least user-friendly and it has the smallest set of functions. The users have to remember the function codes and have to create the SMS structure manually. 
  • SMS banking is suitable for old mobile phones which have neither SIM Toolkit nor Java support. This system is also useful in areas where mobile data is not available for WAP  communication. 
  • No application needs to be installed into a mobile phone. The SMS communication is not encrypted. 

ARBES SMS Banking

  • This is an example of a received SMS.
    ARBES SMS Banking