ARBES OBS Payment Cards

The payment card administration module administers communication with payment card production and the card processing company. The main features are as follows:

The parametrization for the card branches and for the types of the payment cards is fully customizable.
The module exports in batches all requests for new plastic cards and provides support for the export of payment card balances and limits and the import of card authorizations and settled transactions.
All information concerning card authorizations and transactions becomes an integral part of the core transactions, which enables incorporation into consolidate account statements and a detailed overview of payment card history.
The ARBES OBS WebOffice operator can manage all credit or debit card data.
The ARBES OBS Internet Banking client can block his/her issued card or can change the name of the associated account.

eCommerce Module

The ARBES OBS eCommerce module provides B2C and B2B functionality. The module exposes automated secured Internet XML interfaces allowing eShops to automate ePayments for their tangible and non-tangible goods and services. The interface allows both single individual payments and combined payments stemming from microPayments. The financial flow between the bank (payment provider) and the eShop is optimized to keep external bank charges to a minimum.

The communication between eShops and the ARBES OBS system is: