ARBES OBS Introduction

ARBES OBS is a complete yet modular modern banking system. Because of its flexibility, scalability and modularity, the system can be used by banks of various types and by payment providers.

The extent to which banks use the ARBES OBS system spans a broad range:

• for complete coverage of banking agendas for which ARBES OBS covers all BO and FO operations
• for the support of remote branches
• for generation of the General Ledger
• for providing complete functionality for all communication channels such as the Internet, GSM, email, etc.
• for using separate ARBES OBS modules in cooperation with the bank’s legacy solution

Payment providers use ARBES OBS: 

• to administer client accounts
• to communicate with banks maintaining NOSTRO accounts
• to automate the processing of incoming transactions and matching them to client accounts
• to expose the rich and secure payment functionality over the Internet to clients as well as to merchants, eShops and business partners

ARBES OBS contains modules allowing secure Internet payments, ePayments for eGoods and efficient microPayments. ARBES OBS supports both centralized and branched topology of the bank or payment provider. Remote access is supported by the ARBES OBS WebOffice module, a thin client intranet application running in a standard browser over any secured intra/internet connection. ARBES OBS WebOffice can also be used for any third-party outsourcing organization such as a call center provider, agent network, business partner, etc.

The full combination of these systems renders a complete platform for comprehensive support of bank or payment provider processes.